Because every family has the right to say a final farewell to a loved one in a dignified way, the Quebec government has set up a special benefit for funeral expenses of up to $2500 to cover all or part of these expenses.

This financial assistance replaces the Death Benefit in cases where the deceased had not contributed enough to the Quebec Pension Plan. Here are the terms and conditions for applying for the special benefit…

Who is entitled to the Special Funeral Expense Benefit?

This benefit is paid if the deceased did not have the financial means to pay for funeral expenses and is not entitled to the Death Benefit.

However, the deceased does not need to have been receiving social assistance or social solidarity benefits to be eligible. If the deceased did receive benefits under one of these programs, the Application for the payment of funeral expenses form (SR-0006FA) must be completed. If the deceased did not receive benefits under one of these programs, the Application for Payment of Funeral Expenses for an Independent Adult Who Was Not Receiving Last-Resort Financial Assistance (3005A) form corresponding to the deceased’s situation must be completed.

In the case of the death of a child, the parent must be receiving social assistance or social solidarity benefits. The child must have been stillborn and died while not in the care of a parent.

How is the special benefit calculated?

The calculation of this financial assistance takes into account the liquid assets and the value of the person’s property and life insurance at the time of death. It also takes into account the amount of any existing pre-arranged funeral services contract and pre-purchased burial contract.

How do I apply?

After completing the appropriate form, you must drop it off or mail it to the nearest Services Québec office. It must be received no later than 90 days after the date of the funeral services.

During your visit to the funeral home, the funeral advisor can guide you through the steps to apply for the Special Funeral Expense Benefit and will help you calmly handle this difficult step, with respect and dignity.

For more information:
https://www.quebec.ca/en/family-and-support-for-individuals/social-assistance-social-solidarity/calculating-basic-benefit/funeral-expenses